Understanding Workers' Compensation in Michigan

What is Workers' Compensation?

The workers' compensation system in Michigan is designed to provide financial support and medical care to employees who are injured on the job or develop an occupational illness. This type of insurance is mandatory for most employers, and it's meant to ensure that employees receive fair compensation for their injuries without having to prove fault.

In Michigan, workers' compensation benefits include payment for medical expenses, lost wages, and rehabilitation services. If you're injured at work, you should report the incident to your employer immediately and seek medical attention as soon as possible.

Who is Eligible for Workers' Compensation?

In general, most employees are eligible for workers' compensation benefits if they're injured on the job or develop an occupational illness. This includes full-time and part-time employees, as well as temporary workers and independent contractors.

It's important to note that some types of employment may be excluded from workers' compensation coverage, such as domestic workers, agricultural workers, and certain government employees.

What to Do if You're Injured at Work

If you're injured on the job, it's essential to report the incident to your employer immediately and seek medical attention as soon as possible. This will help ensure that you receive proper treatment and start the process for receiving workers' compensation benefits.

You should also notify your employer in writing within 30 days of the injury or illness. Failure to do so may result in a denial of benefits.